Restrictions on use

This website may not be used for any illegal purpose, and is only to be used for your own non-commercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity.

You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit or in any way exploit any part of this website without Worldwide Consultants prior written permission.

Terms of Service

This website is for the benefit of Asian, Middle Eastern African, and European investors, expatriates, living or working in these jurisdiction and provides unregulated investment advice in that Area. It is not intended for residents of the United States of America. All persons accessing this site must satisfy themselves that it is possible for them to receive information from, or to respond to, this site and the services described in it without infringing their local laws, restrictions, or limitations, and must take full personal responsibility for ensuring that no infringement takes place. Worldwide Consultants are not authorised to give investment advice in the United States of America. None of the material contained on this website is addressed to anyone resident in those countries. Information obtained from this website must not be relied upon when making investment decisions as it is indicative only. Worldwide Consultants will not accept liability for any reliance placed on anything in this website unless and until our terms of business have been delivered to enquirers and signed and returned by them in acceptance, and advice has been given in writing subsequently.

Investing

All investments contain an element of risk. Investors should be aware of the nature of these risks, and be sure that they match their investment intentions. Please also note that the value of investments and the income expected from them may go down as well as up, the past performance of any investment is not necessarily a guide to its future performance. Similarly the manner in which individual governments treat investment products may change at any time, and the tax treatment of investments may change with future legislation. The early cancellation of medium and long-term plans could reduce their value considerably. The information contained in this website is only a summary and may be subject to change without notice. It was obtained from what we believe to be reliable sources, but its accuracy and completeness cannot be guaranteed. Neither Worldwide Consultants nor its employees or representatives, can accept responsibility for any errors or omissions. If you are in any doubt about any of the information contained herein, please consult your lawyer, accountant, bank manager or other professional adviser.

Enquiries

All enquirers should note that their responses to any advertisements or offers on this website do not give rise to any contractual obligation on the part of Worldwide to give advice or provide any service. For full details of all products mentioned on this website, please refer to the named insurance companies’ product brochures and the Policy Terms and Conditions, copies of which are available upon request.

Information/Services Provided on This Site by Third parties

worldwide Consultants does not accept liability for any information/services provided by third parties sharing or otherwise using this website. Please read the disclaimers and other legal notices applicable to those parts of the website.

Variation of Terms Of Service

From time to time, Worldwide Consultants may modify these terms and conditions. Accordingly, please continue to review these terms and conditions of service whenever accessing or using this site.

Intellectual Property

This website, including but not limited to text, content, photographs, video, audio and graphics, is protected by copyright, trade and service marks, international treaties and/or other proprietary rights. Furthermore, all present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign are hereby expressly reserved.

Limitation of Liability

Your use of this website is at your sole risk, and Worldwide Consultants makes no warranty of any kind, express or implied, as to the contents of this website. Under no circumstances, including but not limited to negligence, shall Worldwide Consultants, its suppliers and its third-party agents be liable to you for direct, indirect, incidental, consequential, special, punitive or exemplary damages even if a Worldwide Consultants authorised representative has been advised specifically of the possibility of such damages, arising from the use of or inability to use this website or any links or items on it, such as, but not limited to, loss of revenue or anticipated profits or lost business. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages. In no event shall Worldwide Consultants total liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you, if anything, for accessing this website.